Investment options in india
In Indian market, we have plenty of Investment options in india. Capability of generating wealth or appreciate in time, that brings the attention of public in doing the investment. In today’s world, where the economy is growing faster and the rise of inflation, the salary or the net profit is not enough. The hard earned money sometimes is not substantial for you to lead a comfortable lifestyle or fulfilling your dreams. People utilise so many Investment options in india mainly fox tax saving.
As foreign investors are establishing their set up in India, the opportunities of investment are increasing. Making money is not tough, one needs patience and must be consistent. India has been able to maintain a very powerful democracy, since the complete Independence from Britain some 50 years ago. This is one of the reason investment options in India has been increased.
Economic survey observes that private investment helps in boosting the demand, creates job and capacity and increase labour productivity. For those who are looking for more stable and secured investment, government schemes are the best option for them. The rapid population growth and dynamic economy can leave biggest investment dominant countries like China on the edge.In India’s economy, Information technology and Business process outsourcing industries (BPO) plays a very important role. Apart from that it stands second worldwide in the farming industry.
From the traditional investment which has been there from generation, to the new alternative option, investor has a variety of options to choose from. Let’s have a look at some of the types of Investment options in India:
|Government Schemes||Private investment Schemes||Short term Investments|
|Sukanya Samriddhi Yojana||Direct equity||Savings bank account|
|National Pension Scheme (NPS)||Equity mutual funds||Money market|
|Public Provident Fund (PPF)||Debt mutual funds||FDs with banks|
|National Savings Certificate (NSC)||Bank fixed deposit (FD)|
|Atal Pension Yojana||Real Estate|
Some other types of investments include Venture capital, Commodities, Precious things like gold, silver, art and arti-facts are also considered as investments.Investors should do and extensive research on investment options and review their personal investment goals before investment. Some factors to be considered before doing an investment.
- Read and understand the offer documents thoroughly and carefully before investing.
- Hire an investment expert, if you are starting to invest for the first time, even for the people who are experts should hire and expert in case they are looking for another type of investment. In some cases, the companies provide free consultation as well.
- The term of investment should be decided before investment. The changes in such case can include some documentation and additional charges.
- Carefully examine the amount which is going in the investment considering your future goals, expenses, loan etc and create and maintain an emergency fund.
- Compare different options for investment.
- Consider a mix of different type of investment.
India is going to remain one of the fastest – growing economies in the world. After the make in Indiainitiative by the Prime Minister, the FDI inflow has been increased by 37%. Considering the facts that India has a vast population, the largest supplier of university graduates by 2020, and the third largest group of technicians and scientists in the world, investment option in India would be a wise decision.
The migration of people to the metropolitan cities in the nest three decades, we are estimating more than $ 1.5 tn of investment for the infrastructure. Also, in the next five years, India is expected to be the economic influence across the Asia pacific region. According to one study, the private consumption is expected to increase by four times by 2025. One of the most important part is Goods and service Tax (GST) paves way for the national and international market to spread their business across the country.